Mortgage
What will a home really cost per month?
This week's average rates, then a local expert tells you what you qualify for.
Freddie Mac weekly survey · week of Oct 29
Payment calculator
- Principal & interest —
- Property tax —
- Insurance —
- HOA —
Loan — · total interest over the loan —. Estimate only — property tax and insurance vary by home; PMI may apply under 20% down.
What rate do you qualify for?
A local mortgage expert replies the same day with a real quote — no credit pull to get one.
You're all set!
A local mortgage expert will be in touch shortly with your quote.
How the estimate works
The rate
The 30- and 15-year rates above are the national averages from Freddie Mac's weekly lender survey, updated every Thursday. Your own rate depends on your credit, down payment and loan type — that's what the quote tells you.
Taxes & insurance
DFW property taxes run about 2% of a home's value a year and homeowners insurance about 0.45%; the exact figures are on each listing's tax record and your insurer's quote.
Under 20% down
Conventional loans under 20% down usually add mortgage insurance (PMI) until you reach 20% equity; FHA loans carry their own insurance. The expert can show both side by side.