Mortgage

What will a home really cost per month?

This week's average rates, then a local expert tells you what you qualify for.

7.24%30-yr fixed
6.60%15-yr fixed

Freddie Mac weekly survey · week of Oct 29

Payment calculator

—/ month
  • Principal & interest —
  • Property tax —
  • Insurance —

Loan — · total interest over the loan —. Estimate only — property tax and insurance vary by home; PMI may apply under 20% down.

What rate do you qualify for?

A local mortgage expert replies the same day with a real quote — no credit pull to get one.

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Your local mortgage expert Licensed lenders serving DFW

How the estimate works

The rate

The 30- and 15-year rates above are the national averages from Freddie Mac's weekly lender survey, updated every Thursday. Your own rate depends on your credit, down payment and loan type — that's what the quote tells you.

Taxes & insurance

DFW property taxes run about 2% of a home's value a year and homeowners insurance about 0.45%; the exact figures are on each listing's tax record and your insurer's quote.

Under 20% down

Conventional loans under 20% down usually add mortgage insurance (PMI) until you reach 20% equity; FHA loans carry their own insurance. The expert can show both side by side.